THE COLLINS LAW OFFICES bANKRUPTCY DIFFERENCE
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A LOCAL Cullman Bankruptcy LAWYER FROM
COLLINS LAW OFFICES, P.C. can use a Chapter 7 or Chapter 13 Bankruptcy to help you with your debt problems.
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Do You Need To File Bankruptcy?
Filing for bankruptcy is a heart wrenching decision. On the one hand you want to do what you promised your creditors you would do, but on the other hand, you have to house, transport, feed, and clothe your family and yourself. Often, due to job loss, health problems, family issues, or plans that just did not pan out, there is not enough money to go around anymore.
If any of the below has happened or is happening to you, you should, at the very least make an appointment for your FREE CONSULTATION with one of our lawyers and get the facts about whether bankruptcy can help you or if you have other options. There is absolutely nothing to lose.
Are you dealing with any of the following?
If your answer to any of these questions is “Yes”, then call, click or come see the Cullman Bankruptcy Attorneys at the Collins Law Offices, P.C.. Meet with a lawyer. There are no strings attached. This does not necessarily mean you have to file bankruptcy or should file bankruptcy, but it does mean you need some legal advice. We may be able to suggest some alternatives to bankruptcy. At the very least we can help you formulate a plan whether through a Chapter 7 Bankruptcy, a Chapter 13 Bankruptcy, collection lawsuit defense, or debt settlement that can put your mind at ease and let you move forward.
If any of the below has happened or is happening to you, you should, at the very least make an appointment for your FREE CONSULTATION with one of our lawyers and get the facts about whether bankruptcy can help you or if you have other options. There is absolutely nothing to lose.
Are you dealing with any of the following?
- Are you behind on payments on your house and/or car and being threatened with foreclosure and/or repossession?
- Are you using credit cards frequently to supplement your income with cash advances or purchases of necessities such as groceries and payments of utility bills?
- Has your house been foreclosed on or have you had a vehicle repossessed?
- Do you have more than one credit card maxed out or nearly maxed out?
- Do you have more than $10,000 of debt with credit card companies and/or finance companies?
- Have you frequently been using payday loans and/or check cashing lenders to make it through the next week or two?
- Have you been sued by a creditor and/or are you currently or soon to be garnished?
- Are you getting numerous calls and letters daily from creditors harassing you or debt collection agencies?
- Are you borrowing from one lender to make the payment to another lender, i.e., are your robbing Peter to pay Paul?
- Have you had your license suspended for causing an auto accident where you were not insured?
- Do you have large outstanding medical bills that insurance did not pay and you cannot negotiate a payment you can afford?
If your answer to any of these questions is “Yes”, then call, click or come see the Cullman Bankruptcy Attorneys at the Collins Law Offices, P.C.. Meet with a lawyer. There are no strings attached. This does not necessarily mean you have to file bankruptcy or should file bankruptcy, but it does mean you need some legal advice. We may be able to suggest some alternatives to bankruptcy. At the very least we can help you formulate a plan whether through a Chapter 7 Bankruptcy, a Chapter 13 Bankruptcy, collection lawsuit defense, or debt settlement that can put your mind at ease and let you move forward.
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